QNB3631 - Associate - KYC Strategy - doha - QNB Group

الوصف

Established in 1964 as the country's first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region. QNB Group's presence through its subsidiaries and associate companies extends to more than 31 countries across three continents, providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000, serving up to 20 million customers through 1,000 locations and an ATM network of 4,300 machines. QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor's (A), Moody's (Aa3) and Fitch (A+). The Bank has also received many awards from leading international specialised financial publications. Based on the Group's consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine. QNB Group has an active community support program and sponsors various social, educational and sporting events.

The incumbent will implement the KYC framework as designed by the KYC Strategy unit and be responsible for embedding the adequate processes and controls at Group level to effectively manage the KYC platform on an ongoing basis, track and reflect changes issued by relevant AML/CFT bodies including QCB instructions, FATF and Wolfsberg Group, to prevent the Group from being exposed to the risk of legal/regulatory sanctions and the associated financial/reputation loss that may be incurred due to failure to comply with the relevant regulations.

• Manage KYC data and the KYC platform for reporting purposes.
• Assist in liaising with regulators and internal/external parties to resolve queries related to the Group's AML/CFT & KYC efforts.
• Coordinate follow‑up with different business units for completeness and update of KYC data.
• Assist in handling correspondent banks' enquiries and requests related to KYC and AML questionnaires.
• Participate in managing the Vostro accounts due diligence and KYC process with different business and operations units.
• Act as KYC data supplier for all AML, Sanctions and Fraud Control units to facilitate day‑to‑day operations and investigations.
• Participate and assist in overseeing KYC activities to ensure complete and proper implementation of regulations and guidelines.
• Assist in implementing KYC related tasks as per the approved annual plan.
• Enhance the periodic Risk‑Based Approach mechanism based on local and global KYC risk.
• Monitor dashboards of the KYC platform for proper follow‑up and reporting.
• Work efficiently on the Global KYC platform for monitoring KYC reviews and risk assessment.
• Perform sample quality control checks of KYC/AML documents in accordance with current procedures.
• Ensure all KYC process and documentary requirements are consistent globally but adapted to local rules.
• Contribute to the implementation and controls for daily processes and update of procedures.
• Review KYC files for new clients and identify main issues and follow up missing information in line with group processes and procedures.
• Identify main risks related to monitoring existing clients.
• Work closely with business units to develop a culture of compliance within the organization.
• Support the provision of compliance advice to the line of business on resolution of issues and escalation within Compliance and the Supervisory Board.
• Support coordination of global compliance efforts within line of business.
• Liaise regularly with clients, compliance, and other support functions including the Global Client Onboarding team, due diligence managers and local business officers.

• Maintain an understanding of all pertinent laws, regulations, policies and procedures and applicable best practices pertaining to the Group's operations locally and internationally in terms of AML/CFT and KYC.
• Enhance KYC training material and provide the training as per the annual training plan.

• Strong communication skills for liaison with national regulators, FIU.
• Evaluation and analysis of client data, transaction data and administration of compliance monitoring and onboarding functions including KYC and CDD.

• Comply with all applicable legal, regulatory and internal compliance requirements including Group Compliance Policies and Procedures (AML & CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
• Understand and effectively perform the role under the Three Lines of Defence principle to identify, monitor, manage and report risks.
• Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
• Support the framework of RCSA, KRI, incident reporting and remediation, as appropriate, in accordance with Operational Risk Management requirements.
• Maintain appropriate knowledge to ensure full qualification to undertake the role.
• Complete or attend all mandatory training provided by the Bank, attain and maintain the required levels of competence.
• Maintain an excellent understanding of all pertinent AML/CTF laws, regulations, policies and best practices pertaining to the Group's domestic operations.
• Prepare and document system manuals with regular updates.
• Contribute inputs to the Department's training plan and develop/ enhance the skill sets of Group Compliance personnel with respect to AML/CTF measures and initiatives, providing them with opportunities for career development and identifying areas for professional development.

• Unrestricted access at any time to all information, records, personnel and property in Qatar and overseas (when applicable) that is required for the effective discharge of responsibilities.
• Maintain utmost confidentiality with respect to the information obtained during day‑to‑day performance of duties.
• Evaluation and analysis of client data, transaction data and implementation of compliance monitoring and onboarding functions including KYC and CDD.

• Bachelor degree with professional qualifications such as CCO, CIA, CPA.

• Good understanding of relevant regulatory pronouncements of QNB Group regulators including but not limited to QCB, QFMA, QFC, FSA, MIFID, MAS and Banque de France, Federal Swiss Banking Commission regulations and other relevant pronouncements impacting the Group's operations.
• Strong understanding of the requirements of the Money Laundering Regulations and the Joint Money Laundering Steering Group Guidance. Strong analytical skills required to organize and analyze multiple, complex data sets. Excellent report writing skills.
• Ability to analyze the impact of changes in relevant regulations on the Group's compliance risk profile concerning KYC activities.
• In‑depth knowledge of banking policies, procedures, regulatory and best practice pronouncements pertaining to KYC.
• Strong Microsoft Office skills (e.g., Word, Excel, Outlook), problem‑solving and decision‑making ability.
• Strong knowledge of banking systems and people‑management skills.
• Develop networks and relationships with internal and external compliance, financial crimes and sanctions professionals.
• Identify appropriate projects and initiatives and participate in allocated timelines & budgets.
• Attend and constructively contribute to compliance team meetings and other internal committees as required from time to time, promoting common compliance standards across all jurisdictions.
• Understand the Core Banking System.

• Resume / CV
• Copy of Passport or QID
• Copy of Education Certificate
• Copy of Birth Certificate